Your take-home pay is $3,000 a month. You owe $2,400 on a credit card and $12,000 in student loans. Choose where you live, how you get around and what you spend, then deal with what life throws at you. The goal: end up better off than you started, without making yourself miserable.
4 monthsone budget decision page each
+8 monthsoptional, to the end of the year
2 scoresmoney, and how you’re doing
About this simulation
Difficulty
BeginnerLow risk. A few clear levers; mistakes cost money but rarely end the run.
Length
4 months + 8 more, about 10 minutes for the first part
Category
Personal money
You decide
Budgeting, rent, debt, emergencies
How it plays
Month 1 · Moving in — Build your budget
Month 2 · The first surprise — Handle month two
Month 3 · Work and home — Invest in yourself
Month 4 · The renewal — Tighten things up
After the debrief, “Keep going — to month 12” continues the run with calendar events, new challenges and opportunities that build on what you chose earlier. Every decision page has a live preview that shows what your picks do to the numbers before you lock them in.
What you get at the end
A debrief with your outcome, charts of where the money went, your biggest mistake and roughly what it cost, and a full report you can copy or save as a PDF. Everything runs in your browser: no sign-up, nothing to install.