You have $10,000 and ten years. Choose where to invest, how much to put in each month and how to split your money. Then live through real-feeling markets: booms, crashes, inflation, hot tips and scams. At the end you’re compared with a lazy portfolio that never changed anything.
4 yearsone decision page per year
+6 yearsoptional, to year 10
1 benchmarka boring 80/20 portfolio
About this simulation
Difficulty
BeginnerLow risk. A few clear levers; mistakes cost money but rarely end the run.
Length
4 years + 6 more, about 10 minutes for the first part
Category
Investing
You decide
Risk, diversification, compounding
How it plays
Year 1 · Getting started — Build your portfolio
Year 2 · A tip and a choice — Your second year
Year 3 · Nerves — How you react
Year 4 · Life needs money — Real life and taxes
After the debrief, “Keep going — to year 10” continues the run with calendar events, new challenges and opportunities that build on what you chose earlier. Every decision page has a live preview that shows what your picks do to the numbers before you lock them in.
What you get at the end
A debrief with your outcome, charts of where the money went, your biggest mistake and roughly what it cost, and a full report you can copy or save as a PDF. Everything runs in your browser: no sign-up, nothing to install.